# Payments & payment links

> Take card and bank payments, share payment links, and handle refunds and disputes.

Source: https://support.billingmart.com/payments
Updated: 2026-10-23

- [How your customers pay](https://support.billingmart.com/payments/how-customers-pay.md): What a customer sees on the pay page, how a part payment works, what they pay, and what happens when a card is declined or a link stops working.
- [Create and share a payment link](https://support.billingmart.com/payments/create-a-payment-link.md): Make a link or QR code that takes a payment without an invoice, choose its price and limit, share or email it, and change, disable or replace it.
- [See who viewed and paid a payment link](https://support.billingmart.com/payments/payment-link-activity.md): What a payment link's Activity window shows about emails sent and openings, what it leaves out, and where to find the payments made through the link.
- [Record a cash or check payment](https://support.billingmart.com/payments/record-an-offline-payment.md): How to record money you received outside BillingMart, such as cash, a check or a bank transfer, on the web or on your phone, and what happens to the invoice.
- [Refund or void a payment](https://support.billingmart.com/payments/refunds-and-voids.md): When to void and when to refund a card payment, who can do it, what you are asked to confirm, and what happens to the invoice and your customer.
- [Disputes and returned payments](https://support.billingmart.com/payments/disputes-and-returns.md): How to record a card dispute and its outcome, how a bounced check or a returned bank debit takes a payment off an invoice, and who can do it.
- [A payment was taken but not applied](https://support.billingmart.com/payments/payment-taken-not-applied.md): Why an approved payment may not count toward its invoice, why the invoice is held meanwhile, and how to return the money or apply it.
- [Autopay and saved cards](https://support.billingmart.com/payments/autopay-and-saved-cards.md): How a customer saves a card, pays with it, turns on autopay for a recurring invoice and removes the card, what the consent says, and how the card fee applies.
- [Get your merchant account approved](https://support.billingmart.com/payments/merchant-account.md): How to apply for your BillingMart Merchant Account, what you need, what the statuses mean, and how it goes live once approved.
- [Settlement and daily reconciliation](https://support.billingmart.com/payments/settlement-and-reconciliation.md): How to read the Settlement report, how BillingMart checks every day what the gateway really did, and how to resolve a payment marked not confirmed.